CSM · Cashflow Smart Management
CSM turns your receivables into one prioritised work queue — calls, promises, payment plans, settlements and disputes — with AI that predicts who will pay and shows why. It connects to the ERP you already run, or loads from a file.
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What's inside CSM
One cohesive product, not a module menu: cases, promises, plans and settlements, all on one worked queue.
AI that shows its work
Statistical models trained on your own collection history, inside your isolated database. Every score comes with its reasons in plain words — never a black box.
Each morning the queue is ranked by amount, age, risk, broken promises and last contact — and every rank lists its reasons.
A probability on every open promise and invoice, with the factors that push it either way — from the debtor's own track record.
A 0–100 risk score that flags debtors riskier than their stored rating, and the cash you can expect over the next 30 days.
Works with your ERP
CSM reads customers, invoices and payments from the system you already run — read-only, on a schedule, nothing re-entered and nothing written back.
How it works
Link your ERP or load a file. Customers, invoices and payments arrive on a schedule, mapped field by field.
Collectors open the cases ranked for today, log calls, take promises and set up payment plans — reminders go out on their own.
Aging, DSO, recovery and forecasts update as the team works, and the AI models retrain on what really happened.
Why CSM
Built to be trusted
Every company runs in its own dedicated MySQL database — not a shared table with a tenant column.
Your operational data stays in your database. Forecasts and analytics are trained and scoped to it and nothing else.
CSM only reads from your ERP. Its credentials are stored encrypted, and nothing is ever written back.
A modern architecture with continuous updates and straightforward upgrades — no version you get stranded on.
Need an ERP too?
If you're also looking for an ERP, ESM runs sales, purchasing, stock, finance, manufacturing and the back office in one console — with forecasting and exception alerts built in. CSM syncs from it natively, and companies using both save on collections.
Create your workspace in minutes, connect your receivables, and work your first cases. No commitment, no credit card.